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by Dave Freeman Staff Writer Tuesday, January 30, 2024
Not gonna lie - there are 11 simple ways you can put more money in your pocket right now
Saving money is so important in 2024. That’s why we’ve corralled the best money-saving life hacks and put them here.
If you’re like most people, you can look at this list and pick out one or more things you can do right now that will put more money in your pocket. And finding money is one of the best feelings in the world, right?
Check out these savings tips – from cutting down your mortgage to eliminating monthly charges to saving on your utilities and popular products to… well, read the list.
Not every restaurant offers senior discounts. But here are some of the better ones we've found (note: some of these are subject to individual restaurant participation.)
Burger King: 10% senior discount. Plus occasional drink specials.
McDonalds: Discounts on coffee and drinks.
Wendy's: A free drink (some locations offer a 10% discount)
White Castle: 10% off for 55 and over.
Sonic: 10% discount.
Subway: 10% discount.
Applebees: 10% senior discount.
IHOP: Special senior menu, with a 10% discount.
Denny's: Special senior menu with discounted prices.
Golden Corral: ages 60 and over get a discount.
Outback Steakhouse: 10% off for AARP members (so get that AARP card!)
Walmart: does not offer ongoing senior discounts, but they frequently offer a lot of promotions on their website.
Amazon: Medicaid cardholders can get an Amazon Prime membership at a rate of $5.99 a month, as opposed to the full price of $12.99 per month.
Or do you not even have life insurance, but are now worried about your family's future?
Either way, you should head on over to AIG. AIG offers $250,000 of Term Life Insurance Coverage for as low as $14 a month!. That's an unheard rate.
So if life insurance is on your mind, check out AIG.
So many people sign up for multiple streaming services or other similar entertainment that’s billed on a monthly basis. And they say things like “it’s only $4.99 a month – no big deal”. Well, those “$4.99’s” add up, especially if you barely use the service anymore. Or your “free trial” ran out, and you started getting charged without knowing it.
Pro tip: scour your credit card bill thoroughly and note all the “monthly” charges. See what you can live without.
Smoking a pack a day costs about $70 a week. That’s $3,600+ a year.
Oh, you only smoke a little. Not that we don’t believe you, but even seven cigarettes a day is roughly $1,200 a year. Could you use another $1200 every year? We’re guessing yes.
Plus, you’ll be healthier. It’s a total win/win. Quit smoking.
The gym has a little secret – they know a certain percentage of their customers don’t go, but won’t cancel for fear of felling like a failure. We’re here to tell you you’re not a failure – if you aren’t using your gym membership, CANCEL IT. Then use the money you save to buy a treadmill. Because at least if you don’t use that, you have a place to hang your wet clothes.
Instead of going out to eat, buy some steaks and grill them up. Not only is it more fun, you’ll save a ton of money. One couple I know saves about $50 a week when they started turning their “out to eat once a week” into a “once a week grillfest”.
Look, interest rates are at historic lows. If you own a home, it’s time to look at refinancing your mortgage. In fact, we insist – there is no reason to pay whatever rate you are paying now when a simple refi can lower your payment, and even put money in your pocket today.
Check out the refi options available to you and get to it.
Lowes salutes you! All active military and veterans (as well as their spouses) get an instant 10% discount on all in-store purchases at Lowe's.
This should make your shopping choice easy if you are looking for tools, appliances, or anything else Lowes sells.
Truth be told, if you are a homeowner, you’ve probably had your same homeowner’s insurance since the day you closed on your house. It’s just not something we check. But you should, because homeowner’s insurance has evolved (for example, HOA discounts, discounts for having fire extinguishers, etc.)
Comparisons.org Home Insurance, is a company that specializes in homeowner’s insurance, and can save you, on average, 25% on your homeowner’s policy. That’s a lot of money, and it costs you nothing to check and see if you can save. In fact, it takes 60 seconds to get a free quote. Check it out today!
If you’re not using the Aspiration debit card, you are missing out on extra cash in your pocket.
The Aspiration debit card gives you up to 10% back every time you use it. Use it on all the things you normally buy, like groceries and drug store purchases, and get free money. Watch your bank account grow just by doing your regular shopping!
And you can rest assured knowing that unlike the Big Banks, your deposits will never fund fossil fuel industries that hurt our planet.
The number of people who overpay on their car insurance is staggering.
That’s because your insurance company will not let you know if you qualify for discounts (like no tickets and/or DWI’s in 3 years, having automatic headlights, or driving less than 20 miles a day, to name a few). Even your zip code could get you a sweet discount.
Comparing your car insurance online is easy, and switching if you find a lower rate is even easier (bonus: by law, your old company will refund our unused premium.)
How do you find out? Click your state below to compare your car insurance to competitors. It’s free, easy, and take 2 minutes. And the savings could be huge.