10 Things To Do If You’re Barely Scraping By Financially (#5 Is Genius!)

Stop everything! If you were born before 1963, there is a big chance your finances are on the line, and you cannot afford to miss this! The transition from a lifetime of hard work to well-deserved relaxation and leisure can be a make-or-break moment for your financial well-being. But fear not – we've 6 must do tips.

1. Don't Pay For Another Costly Home Repair Out Of Pocket Again

It's always a disruption when appliances like ACs or washing machines break down. Worse yet, most of us can't afford to go out and replace or repair them on the spot, yet are forced to, since they are rarely covered by home insurance policies. They always seem to break down when we need them most, but next time, you don't need to pay out of pocket for anything...

Clever homeowners are using this new Home Warranty Program, and are saving thousands in the long run by protecting themselves against unexpected home repairs. All appliances you can think of are covered entirely by this program, and in many cases, they'll completely replace your appliance with a brand new one. Without paying a penny out of pocket or unexpectedly, you can save yourself the financial impact and inconvenience of future break downs.

2. This Device Can Save You Up To 90% In Your Next Electricity Bill

The increasing price of electricity must be worrying us as consumers. MiracleWatt provides the opportunity for you to save up to 90% on your energy bill. That's a phenomenal savings and makes it easy to understand why Big Energy wants this device hidden from consumers for good.

3. ADT Home Security Monitoring - Taking Care of What You Value Most in Life

ADT is like having a watchful eye protecting your home 24/7. ADT has your home covered with everything from video surveillance and home automation (additional monitoring charge), and even door sensors to carbon monoxide detectors (available with upgraded services levels). Plus, if something unusual happens, ADT's team is ready to respond and send help right away.

Stay safe and worry-free with ADT by your side! Call to get a free quote today and get your system set up for as low as $28.99 a month*.

* Requires 36-month monitoring contract. Landline req’d. Early term. and installation fees apply. Taxes addt’l. New Customers only. For full terms and pricing, click here.

4. Stop Overpaying for Hearing Aids. Get These for Less Than $100

If you struggle with inconsistent hearing, difficulty hearing or any other hearing issues, the Atom is designed for you!

The Audien Atom is the most premium, discreet and affordable hearing aid around. The 20 hour battery life means you can go about your day and not worry about charging. All day comfort and a near invisible design means you'll forget you are even wearing hearing aids. Try them today and hear the difference!

5. If You Have Life Insurance, Are You Overpaying?

It's safe to say, if you have life insurance or don't, you are worried about your family's future. Either way, you should head on over to AIG Direct. AIG Direct offers $250,000 of Term Life Insurance Coverage for as low as $29 a month!

AIG Direct is free to check out and it takes all of two minutes to get a free quote. So if life insurance is on your mind, check it out.

6. Get a Loan To Pay Off High Credit Card Debt and Fees

If you have thousands in debt and you’re barely making it paycheck to paycheck, you know how suffocating it is. Debt is always on your mind. It controls your life. And even if you make on-time payments, they’re so expensive that you have nothing left over.

A personal loan could help you get out of this situation and lift your monthly debt burden significantly. You could finally consolidate your debt, get rid of the sky-high interest rates, and slash your debt load to one manageable monthly payment.

NerdWallet* is a marketplace where you can find personal loans of up to $100,000 with rates as low as 5.99%*. That’s better than most credit cards. And easier than draining your bank account every month. Seeing what you qualify for doesn’t affect your credit score, and if you’re approved by a lender, you could get money as quickly as the next day.

* NerdWallet Compare, Inc. (dba The Rate Chopper) NMLS ID# 1617539 https://nmlsconsumeraccess.org CA Fin. Lender loans arranged per DFPI, Fin. Lenders Lic #60DBO-74812

* Approval and loan terms vary based on applicant qualifications. Not all applicants will qualify for the full amount or lowest available rates.



7. Protect Your Retirement Savings from Inflation

David Miller Jun, 2024

The rich have known this all along – GOLD is the best hedge against inflation and economic uncertainty. And with inflation high these days, you can easily diversify and invest in gold. It’s a great way to protect your 401k and/or IRA.

This free gold investment guide shows you exactly how you can invest in gold quickly and easily (it’s no harder than buying a stock). Don’t wait for more bad news – invest in gold and protect yourself against a rocky economy today.

8. Seniors are Safe Drivers. So Claim Your Insurance Discount

Have you had no tickets in a year? How about no DUI's? Then you should get some big insurance discounts.

The trouble is, your current insurance company won't tell you this. But if you compare insurance companies side by side, you can save big.

Comparisons.org is a free service that lets you compare car insurance rates in your state and zip code. And switching is as easy as clicking a mouse. So if you find a lower rate, you can switch, and your old company will refund you the unused premium.

Most people who use comparisons.org can save up to $500+ a year. Not bad for a free service that takes two minutes. Check it out.

9. Free Sample Alert #2: Seniors Can Get A Sample Of Instaflex Advanced, GNC's #1 Joint Pain Compound

If your joints hurt, run (well, click) to claim your free 2-week sample of Instaflex Advanced.

This is no joke: Instaflex Advanced has become the top selling joint pain product at both GNC and Walgreens. That's because it works – thousands of seniors are enjoying a pain-free life because of this great product.

But don't take our word for it. We've discovered the manufacturer is giving away free 2-week samples to seniors who want to try it. Take advantage of it!

10. Top Heat - Heat Up Your Room In Minutes

Problem: Winters are brutal. The frigid, raw cold outside seeps into your house and makes it feel like an icebox. If you don’t want to wear layers of clothes, you end up doing what most Americans do. You “suck it up” and waste tons of money on heating bills.

Solution: Top Heat

Top Heat is an innovative heating technology you can bring into your own home. With PTC convection ceramic heating technology, it uses less power, making it more energy – efficient than other heating solutions. Top Heat comes with built-in safety features. It shuts off automatically when it gets too hot or it falls over. You can use it all day and night without worry around your kids, pets, or furniture.

Top Heat is a very sleek and wonderful addition for your home. Fully portable and outfitted with adjustable settings, Top Heat helps you and your family stay warmer, one room at a time!



And there you go – 10 awesome tips and websites specifically with seniors in mind. If you found this list helpful, be sure to share it with family and friends.

Thanks for reading!