My Grandmother Makes More Surfing Online Than I Do at My Job!!

To hear my grandmother tell it, she's lining her pockets with online freebies and offers.

The internet has been a blessing to smart shoppers looking for the best prices.

But it's really enabled seniors and retirees to both supplement their retirement income, or simply save big money. The deals and discounts available to seniors are numerous, and poking around can really uncover some gems.

To save you time, we've gathered our favorite senior discounts and savings enhancers, and listed them here.

1. Get Your Senior Discount When Eating Out

Not every restaurant offers senior discounts. But here are some of the better ones we've found (note: some of these are subject to individual restaurant participation.)

Burger King: 10% senior discount. Plus occasional drink specials.

McDonalds: Discounts on coffee and drinks.

Wendy's: A free drink (some locations offer a 10% discount)

White Castle: 10% off for 55 and over.

Sonic: 10% discount.

Subway: 10% discount.

Applebees: 10% senior discount.

IHOP: Special senior menu, with a 10% discount.

Denny's: Special senior menu with discounted prices.

Golden Corral: ages 60 and over get a discount.

Outback Steakhouse: 10% discount.

Walmart: does not offer ongoing senior discounts, but they frequently offer a lot of promotions on their website.

Amazon: Medicaid cardholders can get an Amazon Prime membership at a rate of $5.99 a month, as opposed to the full price of $12.99 per month.

2. Check Your Social Security for Errors

Please do not assume your Social Security is accurate. You will get a statement every year, and we encourage you to check it.

Remember, your Social Security benefits are calculated from the average of your 35 highest-earning years. Even one or two years wrongly reported could really throw things off. Look at your old tax returns, figure out your 35 highest years, and make sure you get every penny coming to you.

Report any errors to www.ssa.gov.

3. Seniors Save on Property Taxes

Every state in the country has a property-tax benefit for seniors (bet you didn't know that!)

Some states freeze seniors property taxes, others limit how much they can go up, and so on. But if you're a senior, you can save.

In addition, the "homestead exemption" may increase for seniors, depending on your state. To give one example, Colorado seniors 65 and older can exempt up to half of their residence's first $200,000 in value.

There is no one-size-fits-all website to check this. However, we can tell you the place to start is at your local township's website. At the least, call them and speak to the Town clerk or equivalent.

4. Veterans and Their Spouses Get a Nice Discount at Lowes.

Lowes salutes you! All active military and veterans (as well as their spouses) get an instant 10% discount on all in-store purchases at Lowe's.

This should make your shopping choice easy if you are looking for tools, appliances, or anything else Lowes sells.

5. Senior Discounts at Ace Hardware!

For a neighborhood hardware store, you can't do better than Ace Hardware. Friendly service and a great selection are reasons enough to shop there. But an even better reason for seniors is most locations offer a 10% senior discount on most items. Be sure to ask for it!

6. Seniors Can Get Life Insurance for $14 a Month

With more and more seniors taking an active financial role in their children's and grandchildren's lives, life insurance for seniors has become a real issue.

The problem is, it's very expensive for seniors. Until now.

AIG offers $250,000 of Term Life Insurance Coverage for as low as $14 a month! That's an unheard rate.

Life insurance can protect your loved ones, and provide for them. And now in 2021, seniors can get it.

7. Instantly Pocket up to $536/year with This Simple (and Free) Online Insurance Tool

We found this free tool that's known "The Amazon of Homeowner's Insurance". Honestly, it's really neat, because it allows you to compare homeowner's insurance rates side by side.

his way, you can see what other companies offer, with all senior-friendly discounts baked in!

This free tool is currently online as of June 2024, but it could be taken down at any time. So check it out now – you have nothing to lose.

Step 1: Click how long you've lived in your home.

Step 2: View your new lower rate for free!

How many years have you lived in your home?

8. Seniors Can Slash Their Cellphone Bills

The most popular cell carriers offer special discounts to senior citizens. Here's what we found:

AT&T: They have a special "Senior National Plan" for those 65+. At this writing, it comes with 200 Anytime Minutes, Mobile to Mobile Minutes, and 500 Night and Weekend minutes, without roaming charges. The price? $29.99 a month! They also have a 55+ plan for those who want to use their phone more.

Sprint/T-Mobile: Offers an "Essentials Unlimited 55+" plan, as well as other senior plans.

Verizon Wireless: Verizon Wireless offers a special nationwide unlimited talk and text plan to customers 55 and older. It's $60 a month for one line, which is pretty sweet for unlimited 4G.

Consumer Cellular: Consumer Cellular offers AARP members who are 50 or older a 5% discount, and other exclusive savings. You also get discounts on accessories.

9. Free Sample Alert - Seniors Get A Free 2-Week Supply of Instaflex Advanced, GNC's #1 Joint Pain Compound

Seniors can get a free 2-week sample of Instaflex Advanced.

This is no joke – it's GNC and Walgreen's top-selling joint pain product, so you know it's legit.

It's worked for thousands of seniors, relieving joint pain and allowing them to keep up with their grandkids.

10. Get Common Home Repairs Covered

There is an awesome Home Warranty Program called Choice Home Warranty. It augments your homeowner's insurance by covering things like refrigerators, the furnace, ceiling fans, and more. Everything a senior doesn't want to fix anymore.

The best part is, you can buy this no matter how old your home is.

Better still, you can get your first month free. So check it out, seniors.

11. Seniors Save Big on Travel

Airlines are great at offering senior discounts. Here are a few of our favorites:

Southwest Airlines: There are several discounts they offer for those 65 or over. It depends on "where and when" you are traveling. Check their website to see what's available to you.

United Airlines: Check out united.com for special senior rates on select destinations.

American Airlines: When you book on American, be sure to choose the "65+" option (assuming you're 65 or older of course!) But you'll get a discount.

12. If You’re Using a Regular Debit Card, You’re Missing Out on Free Money

And who couldn’t use free money when they retire?

The Aspiration debit card gives you up to 10% cashback. So that next time you need to buy groceries? Free money. Drugstore purchases? Free money. The Aspiration card is a great way to get free money for buying the things you needed to buy anyways!

13. Health and Wellness Senior Discounts

Several drug chains and other companies offer senior discounts.

RiteAid: They have a Wellness 65+ program for seniors – it includes free consultations, and discounts up to 20% on Wednesdays.

Walgreens: They tie senior discounts in with their myWalgreens program. It's free to join, so it's definitely worth checking out.

RxFreeCard: This pharmacy discount card offers discounts on almost all medications (even pet medications!)

Atera Spas: Who doesn't want a relaxing spa in their home? Atera offers healthy senior discounts – check them out if you are looking for a spa.

AARP prescription savings: If you haven't already, just join AARP, ok? Even just for the prescription discounts. You can save up to 61% on FDA-approved prescriptions.

14. Save On Your Groceries

There are plenty of grocery stores that offer senior discounts. Most of them tie them to a special day, so pay attention and save!

American Discount Stores: Those 62+ save 10% every Monday.

Bi Lo: 5% off on Wednesdays for those 60 and over.

ShopRite: Some stores offer a 5-10% senior discount on Tuesdays and Wednesdays. Call your local store to find out if they participate.

Fred Meyer: Senior Discount: The first Tuesday of each month is senior day (55+), with 10% off (and sometimes even 15%)

New Seasons: Offers 10% off to those 65+ every Wednesday (for most items). Oh, Tuesdays are 10% off for military – sweet!

15. Is the value of your retirement savings safe from Biden's money printing?

Biden’s stimulus spending is adding trillions to the economy, which will devalue the dollar and your IRA/401k. But you can protect your retirement from Biden’s plans with gold, known as the best hedge against inflation. Protect and grow your IRA/401k with gold. Get your free gold investment guide today.

16. Senior Health and Beauty Discounts

Here are some great health and beauty related discounts for seniors:

Great Clips: Seniors can save $2 or more on a Great Clips haircut.

Supercuts: Also offers a $2 senior haircut discount.

MasterCuts: Offers 20% of all services Mon-Thur (must join their free seniors club).

Silver Sneakers Fitness: Senior Discount: Participating locations give free memberships to seniors. If there is one in your area, check it out.

YMCA: The good old YMCA offers a discounted membership for those 65 and over

17. Join AARP for tips, tools, discounts. Plus, a gift!

Did you know AARP has a rewards program? Members earn 50% more points on activities.

AARP’s mission is to empower people to choose how they live as they age. At $12 a year with auto-renew, AARP provides access to hundreds of benefits that help you live your best life. From health and financial tools, volunteering opportunities, travel and restaurant discounts, to everything in between, if it has to do with enriching the lives of people 50-plus, this is what AARP is all about. What is an AARP Membership? An AARP membership gives you a wide variety of carefully chosen discounts, information and services, as well as an advocate for important issues like Medicare and Social Security. AARP also provides a wealth of opportunities to save money, play, and volunteer plus, with AARP rewards, members can learn while they earn and get access to member-only exclusive deals. Choose from Member Benefits in a variety of categories, such as:

● Games ● Travel ● Advocacy ● Restaurants ● Jobs ● Entertainment

18. Most Seniors Get a Big Car Insurance Discount. Make Sure You Claim Yours.

Seniors typically get big discounts on car insurance. But here's the rub – your car insurance company won't tell you this.

What you need to do is use this free online tool at Comparisons.org to compare insurance company discounts side by side. Then you'll see just how much you can save.

Comparisons.org is the internet's leading free consumer comparison website, where you can compare rates from name-brand companies. Better still, they'll show you the discounts you are missing. Most users can save up to $600/yr. Not bad for a few clicks.

Give their free service a try – it takes all of two minutes, and like we mentioned, can put up to $600 back in your pocket.



And there you go – 18 awesome tips and websites specifically with seniors in mind. If you found this list helpful, be sure to share it with family and friends.

Thanks for reading!