2021 Consumer Spending Alert: These 6 Companies are Overcharging You

2021 is not the time to be paying more than you should for anything. With politics and pandemics taking center stage, we’ve all cut our spending.

But not every overcharge is as easy to figure out as “hey dummy, make coffee at home instead of buying an $8 latte”.

Some overcharges hide in plain site.

That’s why we’re here to uncover six classic “overcharges” for you. PLUS, give you the tools to quickly and easily fix them.

Ready to save? Let’s go:

1. Car Insurance: Instantly Cut Your Bill by $610

Car insurance companies are famous for overcharging. They get you in at a certain rate, and you pretty much keep paying without a second thought.

The reality is, you are very likely eligible for some big discounts that your insurer will never give you on their own.

For example, are you driving less these days? Discount. Has it been three more years without a DUI? Discount. And so on.

The easy way to find out is to compare rates side by side. You can do this for free over at comparisons.org. Take the two minutes to put in your basic info (state, zip code, driving record, etc), and bam, side by side quotes.

You’ll be shocked at what you can save instantly – we promise.

Get side by side comparisons for free here.

2. Homeowners Insurance

Let’s stick with insurance (we know, insurance is boring; that’s why it’s so profitable for them. Companies know you’d rather swallow glass than think about your policy.)

But yes, you are likely overpaying for homeowner’s insurance as well. Getting the best homeowner's insurance quote is quick and easy to do online. It’s also free – you can see rates side by side, and choose the best for you.

The great part is it’s so easy to switch – a few clicks, and you have a new policy, and your old company refunds the unused premium. Easy as pie

3. Cell Phone: You Can Get Excellent Brand-Name Service For as Little as $20/Month

PureTalkUSA is a company who has both the price and the tech. They operate on the AT&T network, so you get the best coverage available. But the price is really sweet – we’re talking monthly plans with unlimited talk and text for $20. Add data and still save big.

You also get 50% off your first bill. And there’s no contract. Plus, if you aren’t thrilled after 30 days, you get your money back.

No tricks, no “oh, here are nineteen other charges we can just add”, no big bills.

Want to see how much you can save? Use their free savings calculator.

4. Life Insurance: Protect Your Family's Future

Like the insurances we mention above, Life Insurance is another place you sign up, and pay forever without question.

You should stop that right now and check out National Family Assurance. They are the largest and most respected life insurance sales agency on the planet, and they can get you the best price on term life (how about $50k in coverage for under $19/month?)

National Family Assurance is free to use – they will show you the best prices from the best carriers, and you choose what works for you. It takes two minutes, and can save you hundreds a year.

5. Own a Home? Then Your Mortgage is Probably Too High

Interest rates are at historic lows. No joke – you need to take advantage of this.

If you own a home, you should shop refi rates online. That’s because you can instantly save every month, and also put a few bucks in your pocket immediately as well.

Really, rates have fallen that much, and seeing how much you can lower your payment is fast, easy, and best of all, it’s free.

Click here to compare rates from name brand lenders, and put more money in your pocket today.

6. A Home Warranty Makes A Ton of Sense

When you need a home repair, it can be a real pain in the wallet, with many repairs reaching thousands of dollars. Now here’s a little secret – something ALWAYS goes wrong with a house. It’s simply part of owning a home.

If you had a home warranty, you could breathe easy. Home warranties can save you thousands of dollars in expensive repairs, and give you complete peace of mind. Plus, with a home warranty, you can get your home repaired right away by a professional contractor, no matter what your bank account says.

7. If You’re Using a Regular Debit Card, You’re Missing Out on Free Money

And who couldn’t use free money?

The Aspiration debit card gives you up to 10% cashback. So that next time you need to buy groceries? Free money. Drugstore purchases? Free money. The Aspiration card is a great way to get free money for buying the things you needed to buy anyways!

8. You Qualify For Free Medicare Rate Quotes

It's time to find the plan that's right for you. Find Medicare and Medicare Supplement Insurance plans in your area. Medicareplan.com offers plans from numerous health insurance companies for free! You will not find a better premium for these plans anywhere.